What we audit
Seven overheads. One document.
These are the costs a UK business can realistically change. Everything else on your P&L is rent, wages and stock.
Card payments
Card processing is the single most opaque line on most retail and hospitality P&Ls. We rebuild your effective rate from the statement and show you what the same volume costs elsewhere.
What we checkEPOS & till systems
EPOS is sold as a monthly figure and rarely revisited. We separate the software licence from the hardware finance from the support contract, because they price very differently.
What we checkBusiness energy
Business energy contracts do not roll onto a capped tariff. Out-of-contract rates are the most expensive thing most small businesses ever pay, and they arrive silently.
What we checkTelecoms & broadband
Telecoms bills accumulate. Old lines, ceased services and handsets for people who left are the normal state of a business account that nobody has audited.
What we checkBusiness banking
Bank charges are small, frequent and therefore invisible. For cash-heavy and importing businesses they are rarely small in aggregate.
What we check- Introduction only
Business insurance
We review what you pay and whether the schedule matches the business you run today. We do not arrange or advise on insurance — where cover needs changing, we introduce you to an authorised broker.
What we check - Introduction only
Business finance
Where you already borrow, we work out what it actually costs you as an annual figure. We do not advise on or arrange credit — where refinancing looks worthwhile, we introduce you to authorised lenders and brokers.
What we check
Who we work with
Our partners
We hold agreements with the acquirers below and quote across all of them on every card payments audit — not a preferred one.
- Dojo
- Shift4
- YetiPay
- EVO Payments
- Elavon
- Worldpay
- Clover
The last step is yours
Send us three bills. Keep the report either way.
It takes about five minutes at your end. Nothing is chargeable, nothing auto-renews, and nobody calls you unless you ask.